As the cold months approach, it's time to prepare your home for winter. Taking a few proactive steps now can help keep your home safe and warm, minimizing stress and costly insurance claims later on.

Seal Gaps Around Windows and Doors

A simple yet effective way to conserve heat and cut down on energy expenses is to seal any gaps around windows and doors. This helps keep the chilly air out and the warmth in.

Insulate Exposed Pipes

Prevent your pipes from freezing and bursting, especially those in basements or along exterior walls. Proper insulation is key to avoiding costly repairs during the coldest months.

Boost Indoor Air Quality

Consider using HEPA filters for viruses and particles or MERV 13+ for dust and allergens. These filters can be used in HVAC systems or portable units to keep the indoor air clean and safe.

Update Smart Thermostat Settings

Modern smart thermostats adjust automatically to reduce energy waste. Aim to keep your home at a comfortable 68°F to 70°F when occupied. This not only saves money but also maintains comfort.

Schedule a Heating System Checkup

Arrange for an annual inspection to prevent unexpected breakdowns during cold snaps. Regular maintenance ensures your system runs efficiently when you need it most.

Clear and Check Solar Panels

If you have solar panels, activate winter modes and routinely clear snow after storms to ensure maximum efficiency throughout the winter.

Clean Out Gutters

By removing leaves and debris from your gutters, you can avoid ice dams and water backup, which can lead to significant damage if unchecked.

Document Your Home Digitally

Create a video walkthrough of your home and valuables using a smartphone. This documentation will be invaluable if you need to streamline insurance claims in the future.

Even implementing a few of these steps can significantly protect your home during the winter. Stay proactive, and remember, it’s never too late to get started. Consider reviewing your homeowners insurance policy with us, especially if you're uncertain about what's covered during winter weather events.